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(You can even pay upfront points so that they can get a lower mortgage rate, if you can swing it.) Be aware, though, that you must disclose any such gifts or payments when the offer is agreed on, and.

Then there’s also what Yun calls a "frozen" jumbo-mortgage lending market. That means a credit of $7,500, perhaps $8,000, or 10% of home price for first-time homebuyers. This windfall will not have.

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Your landlord got foreclosed. Do you have to go? – If so, don’t be fooled: Lenders can’t kick you out; they have to honor the terms of your lease. Of course, that doesn’t mean that some lenders’ representatives aren’t trying to scare people away..

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The wasted 4.44% mortgage rate – FORTUNE — It appears even the bright spots of this tired economy are still working against heavily indebted homeowners. Mortgage rates have hit new lows nearly every week, but many borrowers are.

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