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Forget Mortgage Prequalification: Here’s a Better Option – Armed with that, the lender can assess your financial resources and evaluate your debt-to-income ratio, getting a sense of how much you can afford to spend on mortgage payments. preapproval is a.

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Alternative Lending Increases, Bank Lending Slows Down – 38 percent of small business owners would consider using an alternative lender. 41 percent of small business owners said they do not trust alternative lenders. Drawbacks of Alternative Lenders. Even with the benefits detailed above, small businesses should be aware of the potential problems associated with alternative lending.

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